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: Have An Accident?
No, thanks, I've already had one.
About two weeks ago, I left home in the morning to go to work. Absolutely typical day - I drove up to the stop sign, checked traffic, started my left turn - and then turned my head to find a car almost on top of me. I tried to gun it, but it was too late; Little Red took a hit on the left rear door and the other car smashed its turn signal and headlight and got its bumper bashed in. We both got over to the side of the road, called the police, exchanged information, and since both of our cars were drivable, we both went our separate ways.
And then my nightmare began...
My insurance adjuster called up the next day and said since I had the stop sign on my street, I was mostly if not totally at fault for the accident - never mind that it was my car that got hit. Lovely.
I took in Little Red to the body shop recommended by the insurance company the following day. No big deal, I thought - the damage looks pretty minor and they should be able to look at it patch it up quickly and everything would be fine. I wouldn't even need another car because I would be on a business trip all week. Maybe it wouldn't even cost all that much to fix - after all, the damage appeared to be mostly cosmetic.
Not quite. The body shop didn't finish their review until the following Thursday. It would cost about $4000 (fortunately, my insurance will cover most of it) and take about 11 days to fix. This whole mess just gets better and better.
So now I need a rental car to get around. I rent one the following Saturday - another $250 for the 10 days or so I expect Little Red to be in the shop. I stop by the apartment complex office to get a temporary parking permit, and I do everything I need to do. We're finally past the worst of it, I thought.
Nope. Cut to yesterday. My insurance company has switched adjusters, and they'll need a new statement from me. Oh, by the way, the other party - who was walking around just fine on the day of the accident - has informed my insurance company she thinks she was injured. Again, my insurance covers it, but this is getting ridiculous. But the topper happens this morning. I walk out to my parking space to go to work... and there's no rental car. There is, however, a little card on the floor of my car port. The car's been towed. Either I forgot to put out the permit when I parked the car the night before or the genius at the security company decided that I was somebody else and had it taken away. I haven't called yet, but I'm sure there's another couple of hundred bucks down the drain.
This whole month has just been one disaster after another as far as my car is concerned. Frankly, at this point, I'm ready to take the damn rental back, sell my car and walk everywhere for the rest of my life.
No, thanks, I've already had one.
About two weeks ago, I left home in the morning to go to work. Absolutely typical day - I drove up to the stop sign, checked traffic, started my left turn - and then turned my head to find a car almost on top of me. I tried to gun it, but it was too late; Little Red took a hit on the left rear door and the other car smashed its turn signal and headlight and got its bumper bashed in. We both got over to the side of the road, called the police, exchanged information, and since both of our cars were drivable, we both went our separate ways.
And then my nightmare began...
My insurance adjuster called up the next day and said since I had the stop sign on my street, I was mostly if not totally at fault for the accident - never mind that it was my car that got hit. Lovely.
I took in Little Red to the body shop recommended by the insurance company the following day. No big deal, I thought - the damage looks pretty minor and they should be able to look at it patch it up quickly and everything would be fine. I wouldn't even need another car because I would be on a business trip all week. Maybe it wouldn't even cost all that much to fix - after all, the damage appeared to be mostly cosmetic.
Not quite. The body shop didn't finish their review until the following Thursday. It would cost about $4000 (fortunately, my insurance will cover most of it) and take about 11 days to fix. This whole mess just gets better and better.
So now I need a rental car to get around. I rent one the following Saturday - another $250 for the 10 days or so I expect Little Red to be in the shop. I stop by the apartment complex office to get a temporary parking permit, and I do everything I need to do. We're finally past the worst of it, I thought.
Nope. Cut to yesterday. My insurance company has switched adjusters, and they'll need a new statement from me. Oh, by the way, the other party - who was walking around just fine on the day of the accident - has informed my insurance company she thinks she was injured. Again, my insurance covers it, but this is getting ridiculous. But the topper happens this morning. I walk out to my parking space to go to work... and there's no rental car. There is, however, a little card on the floor of my car port. The car's been towed. Either I forgot to put out the permit when I parked the car the night before or the genius at the security company decided that I was somebody else and had it taken away. I haven't called yet, but I'm sure there's another couple of hundred bucks down the drain.
This whole month has just been one disaster after another as far as my car is concerned. Frankly, at this point, I'm ready to take the damn rental back, sell my car and walk everywhere for the rest of my life.
Current Mood: 
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